中国・上海市、住宅購入条件を緩和 不動産市場てこ入れ
上海市はこれまで、5年以上の在住者に住宅購入を許可していたが、今後は必要な在住歴は3年に短縮される。また、購入に必要な頭金の比率は購入額の最低20%に引き下げられる。2人もしくは3人以上の子を持つ家庭には、2軒目の購入も認められる。
杭州市や西安市も今月に入り、初回の購入者を対象に購入条件を緩和した。
中国各都市は10年以上前、住宅価格高騰や投機を抑制するため、購入者に厳しい信用要件を課すなど各種条件を導入。しかしここにきて、不動産開発業者の債務危機や需要低迷、価格下落が響いて落ち込んでいる国内経済を支援するため、政策転換が相次いでいる。【翻訳編集AFPBBNews】
〔AFP=時事〕(2024/05/28-18:50)
Shanghai lifts home-buying curbs to boost property sector
Shanghai has relaxed rules on buying property in the city, as local governments across China aim to ease an agonising real estate crisis that is dragging on the economy.
Many cities imposed restrictions and tough credit requirements on home purchases well over a decade ago in an effort to tamp down soaring prices and rampant speculation.
But they are now reversing those policies in a bid to stem an economic slump characterised by a debt crisis among developers, low demand and falling prices.
On Monday, economic powerhouse Shanghai -- China's largest and richest city -- said it would reduce the number of years that people were required to live there before they could buy property. Purchasers only have to have resided in the city three years, instead of five.
The megacity also said it would reduce the minimum down payment for commercial housing mortgages to 20 percent, as well as permit families with two or more children to buy an additional home.
The announcement followed similar moves in major Chinese cities such as Hangzhou and Xi'an this month, reducing purchase restrictions for first-time buyers.
And the central government has moved in recent weeks to stem the crisis in the property and construction sector, which long accounted for a quarter of gross domestic product.
This month, Beijing cut the minimum down payment rate for first-time homebuyers to its lowest level in history and suggested the government could buy up unused commercial real estate.
No details were provided on how many houses would be bought.
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