個人金融資産、２２３０兆円　昨年末、株高で過去最高―日銀

　日銀が２１日発表した２０２４年１０～１２月期の資金循環統計（速報）によると、昨年末時点で個人（家計部門）が保有する金融資産の残高は、前年末比４．０％増の２２３０兆円となった。昨年８月に一時急落した株価の回復などを背景に、株式や投資信託の残高が拡大。個人の金融資産残高は過去最高を更新した。
　一方、日銀が持つ国債（国庫短期証券を除く）の保有割合は５２．０５％と、５四半期連続で減少した。
　個人金融資産の内訳は、株式等が９．５％増の２９８兆円、投資信託は２７．４％増の１３６兆円。投資信託は昨年１月に新しい少額投資非課税制度（ＮＩＳＡ）が始まったことや株価の上昇を背景に、過去最高を更新した。現金・預金は０．６％増の１１３４兆円と、企業のボーナス支給増がプラスに寄与。保険は円安で外貨建ての残高が押し上げられ、０．５％増の３８３兆円となった。（2025/03/21-11:44）

Financial assets held by households in Japan as of the end of 2024 rose 4.0 pct from a year earlier to a record 2,230 trillion yen, Bank of Japan data showed Friday.
   Backed by a recovery of stock prices following a tumble in August last year, the balance of investment trust funds and that of shareholdings went up.
   Of the year-end total, shareholdings grew 9.5 pct to 298 trillion yen, according to the data for October-December last year. Investment trusts soared 27.4 pct to 136 trillion yen, supported by higher stock prices and the launch of the new Nippon Individual Savings Account tax exemption program for small-lot investors in January last year.
   The balance of cash and deposits expanded 0.6 pct to 1,134 trillion yen, thanks to higher bonus payments.
   The balance of insurance products climbed 0.5 pct to 383 trillion yen, partly because a weaker yen pushed up the balance of foreign currency-denominated policies.