千葉・武蔵野銀の処分勧告　「仕組み債」説明不足―監視委

　証券取引等監視委員会は９日、リスクの高い金融商品「仕組み債」について、説明が不十分なまま投資初心者の顧客に販売していたとして、千葉銀行と傘下のちばぎん証券、武蔵野銀行（さいたま市）を行政処分するよう金融庁に勧告した。同庁は業務改善命令などの処分を検討する。
　金融商品取引法は、顧客の知識や経験に見合った金融商品を販売するよう「適合性原則」を定めている。監視委は、千葉銀などが手数料獲得を優先させ、この原則に抵触したと判断した。（2023/06/09-19:43）

Japan's Securities and Exchange Surveillance Commission on Friday advised the Financial Services Agency to punish three financial institutions for selling structured bonds, a risky financial product, to novice investors without providing them with sufficient information.
   Based on the recommendation, the agency will consider actions such as business improvement orders against Chiba Bank and Musashino Bank, regional lenders operating in the eastern Japan prefectures of Chiba and Saitama, respectively, and Chibagin Securities Co., a subsidiary of Chiba Bank.
   Japan's financial instruments and exchange act requires financial companies to sell products matching each client's knowledge and experience. The SESC judged that the practices employed by the banks and the securities firm amounted to violations of the requirement.
   Of the people who purchased structured bonds from Chibagin Securities, about 2,400, or some 30 pct, did not want products involving high risks such as structured bonds, according to the securities watchdog.
   Also, some 40 pct of people for whom Chibagin Securities claims to have confirmed investment experience actually did not have sufficient experience, the SESC said.