銀行、中小へ全額出資可能に　再編支援へ交付金制度―金融審部会

　金融庁は１６日、金融審議会（首相の諮問機関）の「銀行制度等作業部会」を開き、銀行規制を抜本的に見直す報告書案を取りまとめた。地域に不可欠な中小企業に銀行が全額出資できるようにするほか、広告ビジネスなどを解禁。また地域金融機関の改革に向け、地銀再編を支援するための交付金制度の創設も盛り込んだ。
　新型コロナウイルス禍で疲弊する地方経済の再生を後押しするほか、銀行の経営基盤の強化を図る。年明けの通常国会に銀行法など関連法の改正案を提出する。（2020/12/16-18:45）

A Financial Services Agency panel drafted a report Wednesday calling for drastic reform of banking regulations, including allowing banks to fully own small and midsize firms essential for regional economies and to enter the advertising sector.
   The draft report, adopted at a Financial System Council working group meeting, also proposes to establish a subsidy program to facilitate regional banks' realignment.
   The government aims to introduce a series of amendments to relevant laws during an ordinary parliamentary session starting early next month with the aim of supporting the coronavirus crisis-hit regional economies' recoveries and helping reinforce banks' management bases, people familiar with the matter said.
   Currently, banks are allowed to own up to 5 pct of nonfinancial companies and bank holding firms up to 15 pct, in principle.
   The draft report suggests that the FSA approve banks' full ownership of unlisted companies working to revitalize local economies, a move aimed at supporting regional efforts for business reconstruction and conversion.