銀行間送金手数料、値下げ促す　キャッシュレス普及狙う―公取委

　公正取引委員会が近くまとめる報告書で、銀行間の送金手数料を事実上引き下げるよう求める方向で調整を進めていることが１３日、分かった。送金手数料は長年高止まりしており、キャッシュレス決済など新たなサービスの普及を妨げる恐れがあると判断、金融機関に是正を促す。報告書は来週にも発表する見通しだ。
　銀行間の送金は「全銀システム」と呼ばれるネットワークを使って行われる。手数料は各行の交渉によって決まるが、実際は３万円未満の送金で１１７円、３万円以上で１６２円が一律で適用されてきた。金額は約半世紀にわたって変わっておらず、零細企業がキャッシュレス決済を採用する際の負担になると指摘されてきた。（2020/04/13-11:38）

Japan's Fair Trade Commission plans to urge financial institutions to effectively reduce interbank money transfer fees, informed sources said Monday.
   The antitrust watchdog believes the remittance fees that have stayed high for long years may interfere with the spread of cashless payments and other new services in the country.
   The FTC plans to call on financial institutions to correct the situation in a report that is expected to be released as early as next week, according to the sources.
   Money transfers are conducted via the Zengin Data Telecommunication System (Zengin System). While the transfer fees are supposed to be set based on negotiations by individual banks, 117 yen has been imposed uniformly on all transfers of less than 30,000 yen and 162 yen for all transfers of 30,000 yen or over.
   The fees have effectively been fixed for about half a century and some pundits have warned that such charges will be a burden on small businesses when they adopt cashless payment systems.