かんぽ・郵便に業務停止３カ月　金融庁、一部保険販売で命令へ

　金融庁が、かんぽ生命保険の不適切販売問題をめぐり、同社と日本郵便の一部保険販売について３カ月の業務停止命令を出す方向で最終調整していることが２１日、分かった。保険業法や社内規定に違反する事例が多数見つかる中、経営陣が不正を把握し対処する内部管理体制にも重大な問題があると判断した。２７日にも発表する。
　金融庁は、併せて両社に対し業務改善命令を出し、経営責任の明確化も求める。２社の親会社の日本郵政についても、子会社への統治不全を厳しく問う方針だ。
　業務停止の対象となるのは、かんぽ生命の保険商品の新規募集・販売。顧客被害の再発を防ぐには、相応の業務停止期間が必要との見方を強めている。日本郵便が委託を受けて販売している他社の保険や、郵便、貯金の取り扱い業務などは通常通り行われる見通しだ。（2019/12/21-10:16）

The Financial Services Agency plans to order Japan Post Insurance Co. and Japan Post Co. to suspend part of their operations for three months over improper sales practices for the former's insurance products, it was learned Saturday.
   The administrative punishment, expected to be announced next Friday, comes as the Japanese financial regulator believes that there are serious flaws in the internal control systems at the Japan Post Holdings Co. units, informed sources said.
   The FSA will also issue a business improvement order to the two companies and demand that they clarify the management responsibility over the sales irregularities, the sources said. It also plans to urge the parent company to shape up, following its failure to properly control the subsidiaries.
   The business suspension order for the two units will cover new customer solicitation activities for and sales of Japan Post Insurance's "Kampo" insurance products, the sources said. The agency believes that a significant suspension period should be set to prevent a recurrence of the malpractice.
   Meanwhile, Japan Post Co. will likely be allowed to continue sales of insurance products of other insurance companies, as well as its mail and savings services, as usual, the sources said.