自賠責保険料引き下げへ　来春１割弱、コロナで事故減

　自動車損害賠償責任保険（自賠責）の保険料が、２０２１年４月に１割弱引き下げられる見通しであることが１０日、分かった。新型コロナウイルスの感染拡大で外出自粛が広がり、交通事故が減少。それに伴い保険金の支払いも減っているため。引き下げられれば２年連続となる。
　自賠責の保険料は、損害保険各社でつくる損害保険料率算出機構が保険料と保険金のバランスなどを加味し、基準となる保険料率を毎年見直している。（2020/12/10-22:37）

Premiums for compulsory automobile liability insurance in Japan are likely to be reduced by nearly 10 pct, beginning in April next year, according to informed sources.
   The reduction is likely to come as people's efforts to stay home amid the coronavirus pandemic helped push down the number of traffic accidents and the amount of insurance payments, the sources said Thursday.
   If the premiums are actually cut, it will mark the second straight year of reduction.
   Currently, the two-year insurance premium is set at 21,550 yen for private passenger cars in all areas in the country excluding the southernmost prefecture of Okinawa and other remote island regions.
   This premium is expected to be reduced by around 2,000 yen, as accidents have been decreasing amid the virus crisis and also thanks to the wider use of vehicle safety equipment, the sources said.