銀行の本人確認強化　指針改正、不正引き出し防止―金融庁

　金融庁が、スマートフォンなどの電子決済サービスで利用する銀行口座振替で、本人確認を強化するよう監督指針を改正することが１７日、分かった。ＮＴＴドコモの電子決済サービス「ドコモ口座」を通じて全国の銀行から預金が相次いで不正に引き出された問題を受け、銀行側のセキュリティー対策を強化することで再発防止を徹底する。
　新型コロナウイルスの感染拡大を背景に、非接触で支払いができるキャッシュレス決済の需要が拡大する一方、サイバー攻撃への懸念も増大している。同庁はキャッシュレス化の流れに水を差さないよう、年度内にも監督指針を改正して安全対策の強化を急ぐ考えだ。（2020/10/17-18:09）

Japan's Financial Services Agency plans to revise its guidelines on regulating the banking sector to demand stricter customer identity checks for account transfers related to electronic payment services, it was learned on Saturday.
   The move comes in response to a series of cases at banks across the country of fraudulent withdrawals via major mobile carrier NTT Docomo Inc.'s e-payment service.
   The FSA is considering the guidelines revision as early as within fiscal 2020, aiming to prevent such fraud from reversing the current trend for contact-free cashless payment, which is increasingly common in Japan against a backdrop of the coronavirus epidemic, according to informed sources.
   Fraudulent withdrawals via the NTT Docomo service at Japan Post Bank and regional banks came to light in September. At the banks, the e-payment service was available through simple identification procedures.
   In the wake of the fraud cases, the FSA told banks and e-payment service providers to suspend user registrations and fund transfers unless they tighten identification procedures, including through the introduction of one-time passwords.