2022.12.13 11:46Nation

NISA、年360万円まで 生涯投資枠1800万円―政府・与党

 政府・与党は13日、投資信託や上場株式の運用益を非課税にするの二つの制度を2024年から一本化し、年間投資枠を360万円、生涯の投資上限額を1800万円に拡大する方針を固めた。近くまとめる23年度税制改正大綱に盛り込む。
 現行制度は、投資信託のみを対象に年40万円まで投資可能なつみたて型と、上場株式などに年120万円まで投資可能な一般型の2種類がある。投資上限額は、20年間非課税のつみたて型が800万円、5年間非課税の一般型が600万円となっている。(2022/12/13-11:46)

2022.12.13 11:46Nation

Japan to Raise NISA Lifetime Investment Limit to 18 M. Yen


The Japanese government and the ruling camp are considering raising the total lifetime investment limit under the tax-free, small-lot investment promotion scheme known as NISA to 18 million yen by unifying its existing two systems from 2024, it was learned Tuesday.
   The government and the ruling bloc led by the Liberal Democratic Party plan to raise the annual investment limit under NISA, short for Nippon Individual Savings Account, to 3.6 million yen.
   The plans are expected to be included in the ruling camp's tax system reform proposals for fiscal 2023 to be compiled shortly, informed sources said.
   The government plans to unify the existing accumulation-type NISA and regular-type NISA to create a single permanent accumulation type without any limit on the tax-free period. The new scheme will also take over some features of the regular type.
   Under the current accumulation type, the maximum investment amount stands at 8 million yen while the annual limit is 400,000 yen. The figures stand at 6 million yen and 1.2 million yen, respectively, under the regular type with a shorter tax-free period.

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