フィンテック分野を再調査　手数料引き下げ効果確認―公取委

　公正取引委員会が、金融とＩＴを融合させたフィンテック分野に関する実態調査を再度実施することが２８日、分かった。公取委は２０２０年４月にも調査結果を公表し、キャッシュレス決済のコスト高につながる銀行間送金手数料の問題を指摘、引き下げを促していた。今回の調査では手数料下げが実際にキャッシュレス事業者の環境改善や消費者の振込手数料低下につながっているかを確認する。（2022/03/29-01:11）

The Japan Fair Trade Commission will once again conduct a survey in the field of fintech, informed sources have said.
   In a survey report released in April 2020, the antimonopoly watchdog pointed out the problem of high interbank remittance fees that might have been interfering with the spread of cashless settlements in Japan, saying that such fees should be reduced.
   In the upcoming survey, the FTC will look into whether the substantial lowering of interbank remittance fees in 2021 helped improve cashless payment service providers' business environment and cut money transfer fees shouldered by consumers, the sources said Monday.
   Until last year's major cuts, interbank remittance fees in Japan had remained unchanged at high levels for over 40 years. The expensive fees were said to have prevented cashless settlements from spreading in the country as the fees are reflected in the charges paid by cashless payment service providers for remitting sales proceeds earned by client stores to their bank accounts. The costs are passed on to the stores, increasing their burdens.