地銀への支払額を抑制　金融強化支援に新基準―日銀

　日銀は１６日、地方銀行などに経営統合や経費削減を促す金融強化支援制度に新基準を設けたと発表した。日銀は同制度を利用した地銀が預け入れる当座預金に上乗せ金利を適用しているが、支払額に新たな上限を設定し、支出を抑制する。
　日銀の支援制度は２０２０年１１月に導入を決定。合併や一定の経費削減を行い経営基盤を強化した地銀などに対し、０．１％の上乗せ金利を支払う。２２年度までの時限措置。（2021/11/16-20:42）

The Bank of Japan will curb the payments of additional interest on the balance of current account deposits held by regional lenders at the central bank by setting new rules for an aid program aimed at enhancing the resilience of the regional financial system.
   The BOJ announced on Tuesday the introduction of a new upper limit on such additional interest payment to eligible regional banks that use the aid program.
   In November 2020, the BOJ decided to introduce the aid program on a temporary basis, effective through the end of fiscal 2022. The program offers an additional interest rate of 0.1 pct for the current account deposits held by regional banks and others at the BOJ on condition that they work on improving their finances through mergers and cost reductions.
   Regional banks' current account deposits at the central bank expanded sharply in line with the BOJ's large-scale provision of liquidity as part of efforts to cope with the new coronavirus crisis.
   The total amount of payments to cover the additional interest rate was projected to possibly exceed 100 billion yen a year, against the BOJ's earlier estimate of up to some 70 billion yen.