生保大手４社、増益　円安で運用収益上振れ―９月中間

　大手生命保険４社の２０２４年９月中間決算が２５日、出そろった。本業のもうけを示す基礎利益は全社で増益。円安を受けて外国債券の利息など運用収益が上振れし、利益を押し上げた。第一生命ホールディングス（ＨＤ）を除く３社が通期の基礎利益見通しを上方修正した。
　日銀の利上げに伴う金利上昇を受けて各社とも保有国債の入れ替えを進め、売却損を計上。今後の業績への影響について、明治安田生命保険の中村篤志副社長は２２日の記者会見で「新たに買い入れる国債により中長期的な収支の上振れが期待できる。販売面でも貯蓄性商品を拡充しやすくなる」と話した。（2024/11/25-21:16）

Japan's four major life insurers have posted higher core business profits in April-September, thanks chiefly to higher investment gains reflecting the weak yen.
   All but Dai-ichi Life Holdings Inc. raised their core profit forecasts for the year through next March.
   In the first half of fiscal 2024, the four insurers logged losses from Japanese government bond sales linked to adjustments to their JGB investment portfolios as interest rates increased following the Bank of Japan's policy rate hikes.
   "We can expect higher medium- to long-term earnings thanks to newly purchased government bonds," said Atsushi Nakamura, deputy president of Meiji Yasuda Life Insurance Co. "On the sales side, they will also make it easier to expand our savings-related product lineup."
   Nippon Life Insurance Co. and Dai-ichi Life saw their insurance premium revenues decline by 2.8 pct and 2.3 pct, respectively, after being boosted by large contracts for group pensions inked the previous year.