金利上昇、金融機関は備えを　株急変、長期の視点重要―金融庁長官

　金融庁の井藤英樹長官は７日までに、就任後初めてのインタビューに応じ、日銀の利上げに伴う市場金利の上昇が銀行などの収益に与える影響について「金融機関自身が必要な備えをしていく必要がある」と述べ、リスク管理体制の強化を促していく考えを表明した。株価の歴史的な急変動に動揺が指摘される新ＮＩＳＡ（少額投資非課税制度）の利用者には「長期・積み立て・分散投資が重要だ」として、「冷静に判断してほしい」との認識を示した。（2024/08/07-18:04）

Japanese financial institutions should prepare for the possible effects on their earnings of market interest rate rises caused by the Bank of Japan's rate increases, Financial Services Agency Commissioner Hideki Ito said in a recent interview.
   In his first interview since assuming his post on July 5, Ito said he plans to urge banks to strengthen their capability to manage interest rate risks, saying, "Financial institutions need to make necessary preparations by themselves."
   Ito said that he hopes people using the Nippon Individual Savings Account, or NISA, tax-exemption program for small-lot investments will "make investment decisions calmly" amid historic turbulence on stock markets, stressing the importance of long-term vision, accumulation and diversification in asset management.
   He said that higher interest rates are "clearly positive for some financial institutions," but voiced concerns about blows to some institutions' asset portfolios. He said that higher rates can improve lending margins but could also expand valuation losses on securities such as Japanese government bonds.
   Ito called on financial institutions considering raising interest rate on loans to provide "careful explanations" to clients.